Lighthouse SACCO | Savings and Loan Services in Malawi

Member-Owned

As a member-owned cooperative, our focus is entirely on the well-being of our members and their financial success.

Tailored Services

Our services are designed with you in mind, ensuring that we meet the varied needs of our diverse member base.

Financial Literacy

Rooted in Malawi, we understand the local financial landscape and provide practical, tailored guidance to help you make informed financial decisions and achieve your goals.

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Who We Are

Lighthouse Savings and Credit Cooperative Society Limited (Lighthouse SACCO) is a fast-growing, member-owned financial institution in Malawi, officially registered on May 18, 2022 (registration number 1758). Lighthouse SACCO operates in accordance with the standards set by the Reserve Bank of Malawi. Originally championed by the Lighthouse Trust Staff Social Welfare Committee, Lighthouse SACCO began operations in January 2021 to improve members’ economic well-being through a strong culture of savings in Malawi.

Lighthouse SACCO aims to continue growing its membership and asset base, aiming to serve members across various sectors in Malawi through affordable financial services.

Competitive Rates

Member Focused

Accessible Banking

Member Education and Training

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Our Services

Explore our tailored financial solutions, crafted to empower your savings journey and provide accessible credit products. At Lighthouse SACCO, we are committed to your economic well-being and a prosperous future for all our members.

Savings Accounts

At Lighthouse SACCO, our savings accounts provide you with a safe and secure place to grow your funds while enjoying competitive interest rates.

Loan Products

We offer various affordable credit products tailored to meet your specific needs, helping you achieve your financial goals without unnecessary hurdles.

Fixed Deposits

Explore our investment options which help you maximize your returns while contributing to community growth.

Do Not Hesitate!

Join Lighthouse SACCO Now

+265 981 102 211

Our Products

Showcasing Our Wide range of Products

LONG TERM LOANS

Investment Loan 4% Per Month
Repayment Period 36 Months

Kufewa Loan 5% Per Month
Repayment Period 24 Months

Material Loan 5.5% Per Month
Repayment Period 12 Months

Supporting your investment Goal & Financial Growth.

Lighthouse SACCO's Long-Term Credit or Loans Products empower members to invest in their future, supporting financial growth through home ownership, business expansion, education, and other long-term investments.

SHORT TERM LOANS

Pompo Pompo Loan 10% Per Month
Repayment Period 2 Months

Pay-Day Loan 5.5% Per Month
Repayment Period 1 Month

Emergency Loan 5.5% Per Month
Repayment Period 4 Months

Wooza-Friday Loan 10% Per Month
Repayment Period 1 Month

Fertilizer Loan 5.5% Per Month
Repayment Period 6 Months

Solutions for your Short Term Needs.

Lighthouse SACCO's Short-Term Credit Products provide quick, affordable financial support to help members meet urgent needs and achieve their short-term goals with flexible repayment options.

SAVINGS

Share

Ordinary Deposits 2% Per Annum

Fixed Deposits 40% Per Annum

Supporting your Financial Stability

Savings, fixed deposits, and shares help members grow money, stay financially disciplined, and achieve both short- and long-term goals through interest earnings and ownership benefits.

Calculate Your Preferred Loan Here