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Loan Products
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Investment Loan

4%/month

Our lowest-rate loan, designed for members looking to grow long-term savings and assets. Ideal for funding income-generating projects, business expansion, or building your investment portfolio while keeping repayments manageable.

Min. amount: MWK 100,000 Max. term: 24 months

Kufewa Loan

5%/month

A flexible, easy-terms loan built for everyday member needs — school fees, family expenses, or general household support — with a lower rate and softer repayment structure than our standard products.

Min. amount: MWK 100,000 Max. term: 12 months

Emergency Loan

5.5%/month

Fast access to funds when you need them most — medical bills, urgent repairs, or unexpected costs. Designed for quick approval and disbursement so members aren't left waiting during a crisis.

Min. amount: MWK 50,000 Max. term: 4 months

Pay-Day Loan

5.5%/month

A short-term loan bridged against your next salary, ideal for covering gaps between paydays. Quick to apply for, quick to repay.

Min. amount: MWK 50,000 Max. term: 1 month

Fertilizer Loan

5.5%/month

Supporting our farming members with short-term credit to purchase fertilizer, seeds, and other agricultural inputs ahead of the planting season — timed to match the farming calendar.

Min. amount: MWK 100,000 Max. term: 6 months

Material Loan

5.5%/month

Short-term credit for members financing home improvements or construction projects — covering materials like cement, roofing, and building supplies.

Min. amount: MWK 100,000 Max. term: 12 months

Pompo-Pompo Loan

10%/month

A fast, flexible loan option for members who need funds quickly without extensive collateral requirements — the rate reflects the speed and flexibility of access.

Min. amount: MWK 50,000 Max. term: 4 months

Wooza-Friday Loan

10%/month

A short-cycle loan designed around weekly/weekend cash-flow needs, giving members quick access to funds timed around the end of the working week.

Min. amount: MWK 50,000 Max. term: 1 month

Education Loan

5.5%/month

Covers school fees, paid directly to your child's school account. Maximum loan amount is MWK 600,000.

Min. amount: MWK 0 Max. term: 6 months